Marković-Bajalović, Dijana (2018) O nužnosti zakonskog uređenja kreditnog izveštavanja. Правни живот : лист за правна питања и праксу, 67 (609/11). pp. 407-423. ISSN 0350-0500
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Credit reporting is often praised by economists for improving banks’ efficiency and strengthening competition between banks. However, credit reporting activities raise serious concerns from the aspect of consumers’ protection, data security, competition laws and even human rights. The provision of inaccurate or false data by creditors to credit reporting agencies represents one of the most controversial issues in theory and practice since it restricts clients’ ability to obtain credit at all or to obtain it under better terms. The author analysed legislation of several Anglo-Saxon countries and the EU member states from the aspect of dealing with the unfair banking practice to supply inaccurate data about clients and pointed out to the most efficient mechanisms for its prevention or elimination. She further analysed the situation in Serbia regarding the legal standing of the credit reporting activity. She concluded that de facto monopoly of the Credit Bureau of the Association of Banks of Serbia in providing credit reports to creditors urges for legislative measures and an investigation by the Serbian Commission for Protection.
| Item Type: | Article |
|---|---|
| Additional Information: | COBISS.SR-ID 517927356 |
| Uncontrolled Keywords: | Kreditno izveštavanje -- Uporednopravni aspekt Agencije za kreditno izveštavanje |
| Subjects: | Law (General) |
| Depositing User: | Mr Stanko Kovačić |
| Date Deposited: | 21 Dec 2023 10:21 |
| Last Modified: | 28 Dec 2023 10:48 |
| URI: | http://repozitorijum.pravnifakultet.edu.rs/id/eprint/755 |
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